ECH Card

Government Recognized SchemeDefence Personnel

ECH Card

Ex-Servicemen Contributory Health Scheme

Exclusive medical care coverage for Indian Armed Forces ex-servicemen, veterans, pensioners, and eligible dependents.

Direct cashless admission at empaneled super-specialty hospitals
Polyclinic referral processing support
Complete coverage for surgeries, implants, and oncology
Dedicated defence priority helpline
Call Helpdesk

Total Annual Cover

Comprehensive Unlimited Medical Cover

Eligible Beneficiaries

ECHS Smart Card holders & Defence pensioners

Treatment Mode

100% Cashless hospitalization at empaneled network hospitals

Required Documents

Aadhaar Card, PM-JAY Golden Card / Ration Card & Doctor Referral

⚡ Zero Paperwork Admission Support available at MediSeva Partner Desks

How Cashless Hospitalization Works

Simple 4-step seamless admission and discharge process

1

Locate Empaneled Hospital

Choose from verified partner hospitals listed below that support ECH Card.

2

Desk Verification

Present your Golden Card / Aadhaar at the hospital's MediSeva Cashless Desk for biometric auth.

3

Cashless Admission

Zero security deposit required. Bed allocation, surgeries, ICU & diagnostics covered.

4

Cashless Discharge

Direct settlement between hospital and National Health Authority. Free take-home medicines provided.

Connected Empaneled Hospitals for ECH Card

Multi-specialty hospitals with active 24/7 cashless helpdesk in All Cities

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